Making Fiat Deposits Effortless with SwissBorg's Multi-Currency Rails

The crypto market moves fast. You do the research, execute your strategy, and manage your portfolio. However, one of the most common hurdles investors face is simply bridging the gap between traditional banking and the digital asset world.

At SwissBorg, we have built a robust payments ecosystem designed to remove this friction.

Here is a look at how our fiat rails are structured to help you fund your account and withdraw your profits with both ease and confidence.

The Local Advantage: Natively Supporting Multiple European Currencies

Many platforms force users to navigate complex conversions to get their local money into crypto.

Often, you are restricted to depositing Euros or US Dollars, which forces non-Eurozone residents to pay foreign exchange fees before they have even bought a single token.

SwissBorg removes this barrier entirely. We natively support 12 different fiat currencies, heavily focusing on local European options alongside major global fiats.

Whether you transact in Czech Koruna, Polish Zloty, or Swedish Krona, you can deposit your local currency, and trade from it, directly.

Depositing in your local currency means you are not paying to convert before you begin.

SwissBorg’s Supported Fiat Currencies at a Glance

We offer multiple ways to move your money in and out of the SwissBorg ecosystem safely.

*AED is supported for users outside the EEA, Switzerland, and the UK for exchange, deposits, and withdrawals

Note: You can view the full details and specific banking requirements for your region by tapping "Deposit" in your app's Portfolio tab.

Fast and Secure Funding Options

Funding your account needs to be reliable and intuitive. If you want to invest quickly, you can top up your fiat wallet securely using Google Pay, Apple Pay, or a standard credit or debit card.

For routine or larger deposits, you can buy crypto with a bank transfer using rails that ensure your funds arrive safely, supported by rapid networks like Faster Payments for the UK and Instant SEPA for Europe.

Best of all, SwissBorg charges absolutely zero fees for receiving bank deposits. While your personal bank might apply their own network charges, we ensure that 100% of the funds that reach us go directly into your portfolio.

Flexible Digital Cash: Supported Stablecoins

For investors who prefer to fund their accounts using on-chain digital cash, SwissBorg also provides comprehensive stablecoin support.

Depositing stablecoins allows you to transfer value into the app seamlessly until you are ready to execute your strategy.

SwissBorg supports a wide range of popular stablecoins, including a number that are MiCA compliant:*

• USD Stablecoins: Global Dollar (USDG), USD Coin (USDC), Tether (USDT), and USD1 (USD1)
• Euro Stablecoins: EURØP (EUROP), and EURC (EURC)
• CHF and GBP Stablecoins: VNX Swiss Franc (VCHF), VGBP (VGBP), and Tokenised GBP (TGBP)

For maximum flexibility, we also provide multi-chain deposit support for USDC across seven major networks: Ethereum, Polygon, Avalanche C-Chain, Solana, Arbitrum, Optimism, and Base.

*Selection may vary depending on your region.

Optimised Execution with the Smart Engine

Getting your fiat into the app is just the first step. Once deposited, the SwissBorg Smart Engine takes over.

Our Meta-Exchange connects to more than 40 connected venues to seek the best available price from SwissBorg's connected markets when swapping your fiat for any of our 400+ supported crypto assets.

Withdrawing Your Profits Seamlessly

A successful wealth strategy relies on knowing when to take profit. We believe the off-ramp should be just as straightforward as the on-ramp.

When you are ready to secure your gains, you can exchange your crypto back into your preferred fiat currency and withdraw it directly to your personal bank account.

There are no vulnerable bridges to navigate and no complex peer-to-peer trades: just a secure, direct transfer back to a bank account in your name.

Fiat Frequently Asked Questions

Q: Which fiat currencies can I deposit?

A: SwissBorg currently supports 12 fiat currencies. Alongside major global currencies like EUR, USD, CHF, and GBP, we proudly support local European options including CZK, DKK, HUF, NOK, PLN, RON, and SEK. You can select your preferred fiat currency in your app's Portfolio tab.

Q: How do I fund my account instantly?

A: If you need funds immediately, you can use Apple Pay, Google Pay, or a credit or debit card. Navigate to the Portfolio tab, tap "Deposit", and select your preferred instant method. The minimum deposit is €10.00 or equivalent. Card fees apply and vary by Loyalty Rank, with full details available on our fees page.

Q: Are there any fees for depositing fiat? A: SwissBorg does not charge any fees for fiat top-ups made via bank transfer. However, please note that card deposits carry an execution fee, and your personal bank may apply their own charges for sending the transfer.

Q: Are there any restrictions on instant card deposits?

A: Card and mobile pay deposits carry a cool-down period before the funds can be withdrawn. During your first 30 days with SwissBorg this can be up to 30 days. After 30 days, Standard users have a 10 day cool-down. Once you have been with SwissBorg for more than 30 days and have joined the Loyalty Ranks, there is no cool-down period at all. During any cool-down you can still use the funds freely inside the app to exchange, lock up for a Loyalty Rank, or add to Earn strategies. You simply cannot withdraw them to a bank account or external wallet, or send them via Smart Send, until the period ends.

Q: Which bank transfer networks are supported?

A: We support SEPA and Instant SEPA for EUR deposits, Faster Payments for GBP, and SWIFT for CHF and global transfers.

Q: Can I withdraw to any bank account?

A: For security and compliance reasons, you can only withdraw fiat to a personal bank account that matches the name registered to your SwissBorg app profile.

Q: How do I withdraw crypto to my bank account?

A: Exchange your crypto into your preferred fiat currency within the app, then withdraw directly to a personal bank account in your own name. Withdrawals use the same networks as deposits, including SEPA, Faster Payments, and SWIFT.

Q: Can I deposit stablecoins instead of fiat?

A: Yes. SwissBorg supports deposits in a range of stablecoins including USDG, USDC, USDT, EURØP, EURC, and VCHF. USDC deposits are supported across seven networks, including Ethereum, Solana, Base, and Arbitrum. Availability may vary by region.

Growing Wealth Together.

Engineered in Switzerland. Licensed in Europe.

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Crypto assets are highly volatile. You risk losing all invested capital. This article is for informational purposes only and is not financial advice.You can learn more about risks associated with crypto assets at https://swissborg.com/legal/list-of-risks