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Pegasus Club Terms and Conditions

Last updated: Oct 16, 2026

THIS IS NOT AN INVITATION OR SUGGESTION TO BUY OR SELL ANY PRODUCT. ANY PARTICIPANT SHOULD CONSULT WITH A QUALIFIED FINANCIAL ADVISOR BEFORE BECOMING INVOLVED IN FINANCIAL TRANSACTIONS OR INVESTING.

These Pegasus Club Terms and Conditions (the “Terms”) complement the App Terms of Use as far as the Pegasus Club is concerned. The App Terms of Use remain fully applicable to the Users participating in the Pegasus Club and capitalised terms used in these Terms which are not defined hereunder shall have the same definition as the one given to them in the App Terms of Use and/or the App Privacy Notice. In the event of a conflict or inconsistency between these Terms and the App Terms, these Terms shall prevail.

The Pegasus Club is a personalised service offered by the Company to a limited cohort of Users.

1. Acceptance of Terms

By accessing the personalized services offered by the Company via the Pegasus Club, Users agree to comply with and be bound by the terms and conditions outlined herein.

2. Eligible Persons

Eligible Persons are individuals that are legal residents of countries where the SwissBorg Application (the “App”) is available (https://swissborg.com/supported-countries), who have a User Account in the App (as this term is defined in the SwissBorg App Terms of Use, available at: https://swissborg.com/legal/swissborg-app-terms-of-use) (“Users”), who have been invited to participate in the Pegasus Club by the Company and who have duly paid the Pegasus Club subscription fee (the “Subscription Fee”). Only Eligible Persons may access the Pegasus Club and utilize the personalised services provided. The Company may, in its sole discretion and at any time, with or without notice, amend the eligibility conditions or impose additional conditions for Users to participate in the Pegasus Club.

3. Subscription Fee

The Subscription Fee is payable yearly in advance and the Company is entitled to adjust the amounts of the Subscription Fee at any time to take account of cost developments. Any such adjustments shall be communicated to Users no less than one month in advance and in writing or by email before they come into effect.

The Subscription Fee is an annual fee and covers access to the Pegasus Club for one calendar year, from 1 January to 31 December (the “Membership Year”). The Company may open subscriptions for a Membership Year during the fourth quarter of the preceding calendar year. Users who subscribe during that period will be granted access to the Pegasus Club free of charge from the date on which they are admitted until the start of that Membership Year. Users who join the Pegasus Club on or after the first day of a Membership Year shall pay a pro-rated Subscription Fee, calculated on a quarterly basis by reference to the portion of the Membership Year remaining from the date on which the User is admitted to the Pegasus Club. The Subscription Fee covers access to the Pegasus Club only until the end of the Membership Year for which it has been paid, and the applicable amount will be communicated to the User before payment.

Users who were members of the Pegasus Club in a previous Membership Year (“Returning Members”) may be renewed automatically for the following Membership Year, in accordance with a renewal process to be notified by the Company to Returning Members. The Company shall inform Returning Members in advance of the renewal date, the applicable Subscription Fee and how to opt out of renewal, and a Returning Member who opts out in accordance with that process will not be renewed or charged for the following Membership Year.

4. Personalised services

The personalised services included in the Pegasus Club are as follows:

i. Market insights;

ii. Exclusive deal opportunities, to the extent available;

iii. Cryptoasset portfolio analysis;

iv. Access to the Company’s dedicated relationship managers;

v. Invitations to exclusive events;

vi. Other perks and benefits as determined by the Company.

The personalised services are provided on an independent basis.

The Company reserves the right to terminate or modify the Pegasus Club services at its discretion, with or without notice. Users may be removed from the Pegasus Club based on non-compliance with these Terms, the App Terms, changes in eligibility criteria, or other factors deemed relevant by the Company.

5. Events and use of images

By joining the Pegasus Club, Users acknowledge and agree that the Company, or persons acting on its behalf, may take photographs and video recordings at Pegasus Club events, and Users consent to the Company using, reproducing and publishing such photographs and recordings, including any image of the User appearing in them, publicly, including on the Company’s website, social media channels and other communication materials. Users may withdraw this consent at any time for future use by notifying the Company in writing, without affecting any use made before the withdrawal. Any personal data collected in this context shall be processed in accordance with the SwissBorg Application Privacy Notice.

6. Intellectual Property

Users acknowledge that all content and materials provided as part of the Pegasus Club are the Company’s Intellectual Property, as this term is defined in the App Terms, and may not be reproduced, distributed, or used without the Company's written consent.

7. Liability limitation

Except in cases of gross negligence or wilful misconduct, the Company shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses, incurred by Users in connection with the Pegasus Club,

8. Miscellaneous

The Company shall reserve the right to amend these Terms at any time with immediate effect.

In the event that there is any suspicion of fraud or misuse, the Company reserves the right, without stating a reason, to exclude any User from the Pegasus Club.

All of the information collected in connection with the Pegasus Club shall be exclusively processed by the Company according to the SwissBorg Application Privacy Notice (available at : https://swissborg.com/legal/swissborg-app-privacy-policy).

If one or more of the provisions of these Terms is invalid or unenforceable, the other provisions shall remain in full force and effect.

If your counterparty to these Terms is SwissBorg Solutions OÜ, the Terms shall be governed by the laws of Estonia. Any dispute regarding these Terms shall be subject to the exclusive jurisdiction of the courts of Estonia.

If your counterparty to these Terms is Dharma Ltd, the Terms shall be governed by the laws of Seychelles. Any dispute regarding these Terms shall be subject to the exclusive jurisdiction of the courts of Seychelles.

9. Risks

Before accessing the personalized services offered by the Company via the Pegasus Club, you understand and agree that investing in Virtual Currencies entails, in particular, the following risks:

(a) the value of Virtual Currencies might fluctuate;

(b) the Virtual Currencies might be subject to full or partial losses;

(c) the Virtual Currencies might not be liquid;

(d) the Virtual Currencies are not covered by the investor compensation schemes under Directive 97/9/EC;

(e) the Virtual Currencies are not covered by the deposit guarantee schemes under Directive 2014/49/EU.

The list included therein is however not exhaustive and other risks may occur which were not foreseen by the Company.

You understand that the materialization of any of the risks mentioned above may ultimately result in a partial or total loss of your Virtual Currencies.

You confirm that you have read and understood these risks and understand that you alone bear all the risks.

10. Disclaimer

The information contained in or provided from or through or referred to in these Terms as well as all information made available by the Company (together, the “Information”) relating to the Pegasus Club shall not be interpreted or understood as any form of recommendation, inducement, offer or invitation to (i) buy or sell any product, (ii) carry out transactions, or (iii) engage in any other legal transaction. The Services provided under these Terms should be considered to pursue promotional purposes only and shall not be regarded as a financial service of any kind. The Company does not accept any liability (whether in contract, tort or otherwise howsoever and whether or not they have been negligent) for any loss or damage (including, without limitation, loss of profit), which may arise directly or indirectly from participating in the Pegasus Club or using of the Information provided in the Term. You shall conduct your own due diligence research and participation in any transaction is made at your own risk.