Some crypto exchanges boast about offering free fiat or crypto deposits. They market it as a massive, revolutionary feature.
At SwissBorg, we think that is just the bare minimum.
We do not just want you to deposit for free: we want you to get Paid to Deposit.
In collaboration with the Global Dollar Network, we are tearing up the old playbook and introducing Smart Cash on USDG. It is a brand-new way to get rewarded from your portfolio's idle capital.
Opt in to Smart Cash with USDG and receive monthly BORG rewards as part of our new loyalty programme, with no lock-ups or restrictions on your stablecoins.
Your Stablecoins: Zero Lock-Ups. Zero Cooldowns. 100% Liquid.
Traditional yield programs usually come with a catch: you have to lock up your tokens, wave goodbye to your liquidity, or navigate frustrating cooldown periods when you suddenly need your funds.
Smart Cash is built differently. It is engineered around a liquidity-first philosophy:
- Complete Freedom: Your stablecoins stay 100% liquid. You can spend, trade, or withdraw them whenever you want.
- Automated Rewards: Monthly BORG rewards land directly in your BORG Account as Locked BORG (30-day lock), without requiring you to lift a finger. The 30-day lock applies only to the BORG rewards, never to your stablecoins.
The Ultimate Twist: More Ways to Get Paid to Trade
This is where Smart Cash transforms into a true powerhouse. Once you opt in, your eligible USDG wallet balance counts towards your monthly BORG rewards wherever it sits inside your SwissBorg portfolio (balances held in Earn Strategies are excluded).
This opens up incredible strategic flexibility for your capital, offering multiple ways to earn rewards:
- Earn While Routine Investing: Set up an Auto-Invest plan using USDG. While your capital waits for its scheduled allocation, it is actively generating BORG rewards.
- Earn While Buying the Dip: You can now use your USDG to set Trigger Orders. Instead of your cash sitting idle and losing out while you wait for a market correction, your USDG continuously contributes to your monthly rewards right up until the moment your price target hits and your order executes.
Get Paid to Spend: Your Everyday Card Just Got Smarter
We did not stop at routine investing and buying the dip. We want your capital to work for you during your everyday life, which is why we are introducing the concept of Paid to Spend.
By allocating your USDG stablecoin balance to your SwissBorg card, your money never has to sit idle. The USDG balance actively contributes to your rewards while it waits for you to use it with your SwissBorg Card.
Whether you are paying for your morning coffee, buying groceries, or booking your next summer holiday, your funds are actively generating wealth until you tap to pay.
The Bonus Flywheel: Passively Level Up Your Loyalty Rank
The monthly rewards you earn from Smart Cash are not just standard payouts: they are distributed directly in locked BORG tokens. This is where the magic truly happens for your long-term wealth strategy.
By accumulating locked BORG completely in the background, your underlying ecosystem stake grows automatically month after month. As your locked BORG balance climbs, you will organically level up through the SwissBorg Loyalty Ranks.
Improving your Loyalty Rank makes your entire SwissBorg journey more rewarding by unlocking up to 99% trading fee cashback, boosted yield multipliers, and amplified referral bonuses.
Smart Cash does not just reward you today: it builds a compounding flywheel towards your future wealth.
What is USDG?
Global Dollar (USDG) is a premier digital dollar designed to usher in a new era of global stablecoin adoption.
Here is what makes it a world-class asset:
- Fully Regulated and MiCA-Compliant: Issued by Paxos, USDG is fully compliant with the EU's Markets in Crypto-Assets regulation and is structurally supervised by trusted prudential regulators, including the FIN-FSA in Europe.
- Rock-Solid 1:1 Backing: Every single token is backed 1:1 by US dollars and cash equivalents held in segregated bank accounts, ensuring it is always transparent, verifiable, and redeemable.
- Cutting-Edge Solana Tech: Supported on the Solana network via the Meta-Exchange, USDG utilises advanced Token Extensions to achieve built-in compliance, institutional security, and lightning-fast speed.
SwissBorg is proud to stand alongside global financial leaders as an official launch partner for the Global Dollar Network.
Launch Special: Swap Fee-Free All July!
To celebrate the new release and help you transition into a secure, fully compliant financial ecosystem, we are dropping the barriers to entry.
For the entire month of July 2026, you can move your existing USDC or USDT holdings into USDG on SwissBorg with 0% trading fees.
Take advantage to secure a fully compliant asset, maintain absolute daily liquidity, and immediately step onto the launchpad to get paid on your deposits.
The deadline for the fee waiver is 31 July 2026. Do not let your digital dollars sit idle on platforms that treat basic access as a luxury. Move your capital to a secure home that actively rewards your presence.
Opt-in to Smart Cash in your app with USDG, and let us start Growing Wealth Together.
Smart Cash Frequently Asked Questions (FAQ)
Q: When and how are rewards paid out?
A: Rewards are paid out on the first day of each month directly into your locked BORG wallet, covering your activity for the previous calendar month. These payouts are distributed as BORG with a 30-day lock period, seamlessly integrating with your loyalty mechanism to help grow your account Rank over time.
Q: Are my funds locked when I join Smart Cash?
A: No. Your stablecoins remain 100% liquid at all times. You can freely withdraw them or use them for active ecosystem features like Trigger Orders, Instant Exchange, and Auto-Invest. Only the BORG rewards you receive are distributed as Locked BORG with a 30-day lock.
Q: Do I need to take action every time I deposit USDG?
A: No further action is required. Smart Cash uses a simple, account-level opt-in. Once you enroll, all of your current and future eligible wallet balances are automatically tracked and included in the monthly reward calculations.
Q: What happens if I pause Smart Cash mid-month?
A: If you choose to opt out mid-month, your selection takes effect immediately. However, the rewards you accumulated up to your opt-out date will still be paid out on a pro-rata basis at the start of the next month. No further rewards will accrue from the day you pause your participation.
Q: Why did I not receive a reward this month?
A: Missing a payout is usually down to two reasons. Either you were not actively opted in during the calendar month, or your accumulated balance generated a reward that fell below the minimum payout threshold of 0.01 BORG.
Q: What is the specific APY for Smart Cash?
A: Smart Cash does not have a fixed APY. The monthly reward is a discretionary promotional grant.
Q: How does day counting work if I opt in and out multiple times a month?
A: Calculations are executed with daily precision. The day you opt in counts toward your active reward window, while the day you opt out does not. For example, if you opt in on 2 March and opt out on 12 March, you will receive precisely 10 days of pro-rated rewards at the end of the month. If you change your mind and re-enrol on 20 March, the remaining 12 days of the month are added to your total, giving you 22 days of rewards altogether.
Important - BORG rewards under the Smart Cash programme are a discretionary, promotional loyalty incentive. They do not constitute interest, yield, or any other form of remuneration linked to the holding of USDG. This is a promotional campaign, which SwissBorg may amend, suspend, or discontinue at any time.
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