Bridging crypto into everyday life
More than a card. It’s a new way to connect your crypto with the real world, built directly into the SwissBorg app.
The rollout has begun and will continue throughout Q2 in eligible countries. If you don’t see it yet, it’s coming soon. Make sure your app is updated and stay alert!
SwissBorg x Mastercard
We’re proud to announce our official partnership with Mastercard for the forthcoming SwissBorg Card - a crypto debit card that lets you spend your digital assets at more than 150 million Mastercard locations worldwide.
Your Crypto, Anywhere
Use your crypto for daily purchases - it’s automatically converted into local currency at the moment of payment.
Receive BORG For Every Purchase
Earn cashback in BORG tokens on every purchase based on your loyalty rank.
Pay with what works for you
Make purchases using Apple Pay, Google Pay, Curve
Everyday Payments
Use your SwissBorg card online or in-store.
* All entries qualify for a draw to win one of five SwissBorg Cards preloaded with €1,000. Both new and existing SwissBorg app users are eligible to participate. To qualify, make sure you join the waitlist using the same email address used in your SwissBorg app and complete at least one transaction with your card.
Wherever you go, we follow
Seamless payments at home, abroad, and everywhere in between.
All your spendings in one place
Keep track of all transactions you make with one glance.
Complete control over your transaction history
Top up your account
Access wallet instantly without moving funds around
Choose how you pay
Whether you pay with Bitcoin or BORG we will automatically convert crypto to your currency.
Payments are made in the card’s base currency (EUR, CHF, or GBP)
Select your primary cryptocurrency and multiple backup currencies for flexibility
Supported currencies
Your base currency is determined by your residency. Availability of some currencies may vary by region due to regulatory conditions.
Relentless SwissBorg Protection
3D Secure: Adds a verification layer for online transactions via app-based confirmation
Card Freeze: Instantly block or unblock your card through the SwissBorg app
Fraud & Theft Protection: 24/7 App and Email support
Available for residents in 30+ regions
Including the EEA, the United Kingdom, and Switzerland.
Transactions settle by default in your base currency - CHF, GBP, or EUR, depending on your country of residence.
You choose your primary spending asset - BORG, BTC, ETH, SOL, or a stablecoin, EURC, USDC, USDG, VEUR, VCHF, or VGBP (depending on local availability) - and have the option to select backup assets that the app can use to fulfill the payment if your primary balance is too low.
Frequently asked questions
It’s a Mastercard debit card that lets you spend your cryptocurrency at merchants by converting it into fiat currency (e.g., EUR, CHF) in real time. It works just like a traditional debit card, but is linked to your crypto wallet.
In the first stage, the SwissBorg Card will be virtual, meaning you can use it for online purchases as well as in physical stores by adding it to your digital wallet (e.g., Apple Pay, Google Pay, Curve).
When you make a purchase, the crypto debit card automatically converts your cryptocurrency into the merchant’s accepted fiat currency at the current exchange rate. The transaction is processed instantly, and the amount is deducted from your crypto balance.
To be eligible for the SwissBorg Card, SwissBorg users must:
- Have a valid SwissBorg account:
- Must be a retail account (corporate accounts are not eligible for the SB Card).
- The account has unrestricted permissions
- Have completed identity verification to KYC Level 2:
- Verified Photo ID
- Verified Address
- Reside in one of the following regions: EEA, UK or Switzerland.
You can use SwissBorg Card anywhere traditional debit cards are accepted, including:
- Retail and Dining
- Supermarkets: Pay for groceries at stores like Carrefour, Tesco or Lidl
- Restaurants and Cafes: Use your card at chains like Starbucks, McDonald’s, or local eateries.
- Department Stores: Shop at retailers like Fnac, Galleries Lafayette, or IKEA
- Online Shopping
- E-commerce Platforms: Use your card on Amazon, eBay, or Temu.
- Subscription Services: Pay for Netflix, Spotify, or gym memberships.
- Digital Marketplaces: Buy games, apps, or in-game purchases on platforms like Steam or the App Store
- Travel and Transportation
- Airlines and Hotels: Book flights or accommodations on platforms like Expedia or Booking.com
- Ride-Sharing Services: Pay for Uber, Lyft, or Bolt rides.
- Public Transportation: Use your card for buses, trains, or subways in cities with contactless payment systems
- Entertainment and Leisure
- Movie Theaters: Purchase tickets at cinemas
- Event Tickets: Buy concert or sports event tickets on platforms like Ticketmaster
- Fuel Stations: Use your card at gas stations
- Cross-Border Payments: Use your card while traveling abroad for shopping, dining, or transportation
At launch, the SwissBorg Card will support BTC, ETH, SOL, BORG, and stablecoins such as USDC, USDG, EURC, VEUR, VCHF, and VGBP. More cryptocurrencies may be added over time.
Please note that only crypto wallets are supported, it won’t be possible to use fiat wallets with the card.
You can fund your card just by holding supported cryptocurrencies in your SwissBorg wallet. Initially, the supported cryptocurrencies are BTC, ETH, SOL, BORG, USDC, USDG, EURC, VEUR, VCHF, VGBP.
You can choose one primary cryptocurrency for your card and set multiple backup cryptocurrencies from the list above. If your primary balance isn’t sufficient, the card will automatically use your backup cryptocurrencies so your purchase goes through seamlessly.
Yes, the SwissBorg Cards can be used internationally wherever the card network (Mastercard) is accepted. Foreign transaction fees may apply (see here https://www.mastercard.co.uk/en-gb/personal/get-support/convert-currency.html). SwissBorg won’t charge additional FX fees.
There are no service or annual fees, but real-time crypto-to-fiat conversions are subject to fees. For details about crypto-to-fiat exchange, please refer to our website: https://swissborg.com/legal/swissborg-app-fees.
Crypto debit cards convert your cryptocurrency to fiat currency in real time, so merchants do not need to accept crypto directly. The transaction is processed in the local fiat currency.
Yes, you can use your SwissBorg Card for recurring payments like subscriptions. Ensure you maintain sufficient funds in your account to avoid transaction failures.
The SwissBorg Card lets you connect your crypto directly to real-life purchases, instantly, and without needing to withdraw funds in advance to a financial institution.
Depending on your Loyalty Rank, you also earn cashback on each purchase.