How to Invest for Your Child Automatically: SwissBorg Auto-Invest and the Kids Bundle

Most parents know they should invest for their child's future. Far fewer actually do it, and the reason is rarely money. It is remembering, deciding and staying consistent for eighteen years.

That is exactly the problem two SwissBorg features solve together. Auto-Invest takes care of the habit. The Kids Bundle takes care of the portfolio. You set your budget once, keep it topped up, and the rest runs in the background while your child grows up.

Why Consistency Beats Timing When You Invest for Your Child

Investing for a child is a long game. Over eighteen years, what matters most is not picking the perfect moment to start. It is showing up every month, through good markets and bad.

This is the idea behind dollar cost averaging: investing a fixed amount on a regular schedule, whatever the price. When markets fall, the same amount buys more. When they rise, you are already invested. Over time, it smooths out the swings and removes the temptation to guess.

The hard part has never been understanding this. The hard part is doing it, every month, for years. That is where automation comes in.

Auto-Invest: Set Your Kids Budget

Auto-Invest is automated dollar cost averaging: pick an asset, set a budget, choose a frequency, and SwissBorg buys for you on schedule. Crypto Bundles are fully supported, and pairing the two brings together two healthy investing habits: diversification and consistency.

For your child's future, you choose:

• How much: a budget that fits your family, small or large.
• How often: weekly or monthly suit most family budgets, though daily and bi-weekly are available too.
• Where it goes: the Kids Bundle.

That is it. Your contribution happens on schedule, without you having to log in, decide or feel brave. Smart App Alerts notify you before your balance runs out, so the habit never quietly stops.

The Kids Bundle: Let the Portfolio Do the Work

Every contribution lands in one portfolio built specifically for a child's horizon: three parts, three jobs.

• Stability: the Swiss franc, a currency that has held its value against the dollar, euro and pound for decades.
• Protection: gold, guarding long-term purchasing power.
• Growth: Bitcoin, for long-term potential.

The Kids Bundle rebalances automatically every quarter, bringing each part back to its target. When one asset runs ahead, some gains are moved into the others. When one falls behind, it is topped back up. No spreadsheets, no emotional decisions.

In the EEA, the Kids Bundle follows the same three jobs with a different, MiCA-aligned allocation: 50% Swiss franc, 30% Bitcoin, 10% Ethereum and 10% Solana.

No Exchange Fees, Even on Auto-Invest

Here is what makes the pairing work so well. There are no exchange fees when you invest in the Kids Bundle, and that includes every scheduled Auto-Invest buy. No purchase fee, no selling fee.

That matters more than it sounds. On a small, regular contribution, a fee charged every single week or month would quietly eat into the habit, eighteen years in a row. Without it, your weekly or monthly amount goes where you meant it to go: into your child's future, not into fees.

There is no lock-up either. The money stays available for whatever your child's life actually brings.

A monthly subscription fee applies to the Kids Bundle. Full details are on our fees page.

How to Set Up Auto-Invest for the Kids Bundle in 3 Steps

1. Open the SwissBorg app and find the Kids Bundle under Crypto Bundles.
2. Choose your budget and frequency: weekly or monthly, from about €50, or its equivalent in other currencies..
3. Switch on Auto-Invest and let time do its work.

Two automatic systems, one decision from you.

Auto-Invest keeps the habit going. The Kids Bundle keeps the portfolio balanced. Your job is simply to start.

Frequently Asked Questions (FAQ)

Q: What is the best way to invest for my child's future?

A: For a long horizon, many parents favour investing a fixed amount regularly into a diversified portfolio rather than leaving money in cash, which tends to lose purchasing power over time. Auto-Invest combined with the Kids Bundle is designed to make that process automatic. All investing carries risk, and the right choice depends on your situation.

Q: Can I use Auto-Invest with the Kids Bundle?

A: Yes. Auto-Invest supports Crypto Bundles, including the Kids Bundle. Choose the Kids Bundle, set your amount and frequency, and Auto-Invest handles each contribution on schedule. You can fund it from any fiat or crypto balance in your main account, or set up a recurring bank transfer to keep it topped up.

Q: Are there fees?

A: There are no exchange fees when investing in the Kids Bundle, including through Auto-Invest: no purchase fee, no selling fee and no lock-up. A monthly subscription fee applies; full details are on our fees page.

Q: How much do I need to start?

A: You can start from about €50.

Q: What happens if markets fall?

A: The portfolio's value falls too. With Auto-Invest, your regular contribution then buys more at lower prices, which is how consistent investing works over the long term. It does not remove the risk of loss.

Growing Wealth Together.

Engineered in Switzerland. Licensed in Europe.

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Crypto assets are highly volatile. You risk losing all invested capital. Past performance is not a reliable indicator of future results. This article is for informational purposes only and is not financial advice. Investing in the Kids Bundle requires a compatible investor profile. The version of the Kids Bundle described in the main body of this article is not available to residents of the European Economic Area; a different version with a different asset allocation is available to EEA residents. You can learn more about the risks associated with crypto assets on our List of Risks page.